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  2. Pensions
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Pensions

  • Monday, 14 October, 2024
    ExplainerUK Autumn Budget 2024
    Business fears big rise in UK national insurance

    Tax experts warn of potential hit to retirement savings as companies race to calculate impact on costs

    Montage shows HMRC logo and a female worker
  • Saturday, 12 October, 2024
    Serious MoneyClaer Barrett
    Time to hit the pensions panic button

    Possible Budget changes would widen the gulf between public and private sector pension schemes

  • Saturday, 12 October, 2024
    Moira O'Neill
    The couples’ conundrum: joint or separate finances?

    In many cases, it’s best — financially — to go your separate ways

  • Friday, 11 October, 2024
    The FT ViewThe editorial board
    The British are decent savers, but bad investors

    Households and the UK economy would be better off if cash piles were made to work harder

    Piggy banks painted with the Union Flag
  • Friday, 11 October, 2024
    Pensions industry
    Scottish Widows kills off renowned ‘widow’ model in rebrand

    New look reflects increased digital focus, says insurer

    A traditional Scottish Widows’ newspaper ad, featuring the “black widow”
  • Friday, 11 October, 2024
    John Ralfe
    Collective schemes: a false dawn for pensions

    Intergenerational risk-sharing is a much-touted myth

    A member of staff scans a parcel at the Mount Pleasant mail centre in London
  • Tuesday, 8 October, 2024
    UK economy
    Pension funds call for UK fiscal rule change to spur investment

    Current definition means the government is ‘actively discouraged’ from spending on infrastructure

    People walking on a beach in front of some wind turbines
  • Tuesday, 8 October, 2024
    Schroders calls for early pension access for first-time buyers

    Asset manager suggests a national lifetime savings plan

    A woman looking at advertisements in an estate agents window in Faversham, Kent
  • Monday, 7 October, 2024
    Pensions industry
    UK government plans to extend collective pension schemes

    Members would participate in pooled plans and be offered target returns, but payouts are not fixed

    Pound coin and pension definition
  • Friday, 4 October, 2024
    UK Autumn Budget 2024
    Wealth managers warn Reeves of pensions withdrawals rush ahead of UK Budget

    Increasing number of people are pulling money from retirement pots early because of tax uncertainty

    The City of London skyline
  • Friday, 4 October, 2024
    UK Autumn Budget 2024
    Pension tax breaks: what’s in the Budget line of fire?

    Analysts lay out the range of options at the chancellor’s disposal as Starmer warns of ‘decisions’ on the horizon

    Montage shows a crowd of workers, the HMRC logo, pound notes and a funeral casket
  • Monday, 30 September, 2024
    Special Report
    FTfm: Pensions

    Japan’s biggest pension fund faces more pressure to deliver; self-employed workers struggle to bridge gap in retirement savings; and investors seek better means to force action on climate

    A senior couple sits together at a wooden kitchen table, smiling as they look at a tablet
  • Monday, 30 September, 2024
    Special ReportFTfm: Pensions
    Japan’s biggest pension fund faces more pressure to deliver

    Changes to GPIF’s investment policies to take on more risk have been lauded — but the country’s system is under strain

  • Monday, 30 September, 2024
    Special ReportFTfm: Pensions
    Pension investors seek better means to force action on climate

    Savers with environmental and other ethical concerns now have plenty of options to vote with their money

  • Monday, 30 September, 2024
    Special ReportFTfm: Pensions
    Self-employed workers struggle to bridge gap in retirement savings

    Large variations in income and security make it hard for many to plan properly for life after work

  • Sunday, 29 September, 2024
    UK Autumn Budget 2024
    Reeves unlikely to cut pension tax relief for higher earners, says report

    LCP consultancy argues chancellor does not want to alienate better paid public sector staff

    Chancellor of the Exchequer, Rachel Reeves, gives her speech during the Labour party conference
  • Saturday, 28 September, 2024
    Personal Finance
    UK pensions in crosshairs if Reeves waters down non-doms overhaul

    Placating wealthy foreigners could shift chancellor’s focus elsewhere, experts say

  • Monday, 23 September, 2024
    Toby Nangle
    Inflation-proofing pensions is no mean feat

    A balanced portfolio has the best chance of preserving the long-term value of pension savings against price rise shocks

    The interior of the London Stock Exchange features a large digital display showing stock market data
  • Monday, 23 September, 2024
    Special ReportFTfm: Pensions
    Tomorrow’s pensioners face up to working — and saving — for longer

    Despite opposition, governments are forcing through changes to make pension systems sustainable

    A group of elderly individuals sit together on a bench in a park, engaging in conversation
  • Monday, 23 September, 2024
    Special ReportFTfm: Pensions
    Plotting a path to pension parity

    The gender gap in retirement savings is a problem for women around the world

    An elderly woman is seated at a desk, writing notes in a notebook. In front of her is an open laptop with a document on the screen, and a cup of tea beside it
  • Sunday, 22 September, 2024
    UK property
    UK pension fund Nest agrees tie-up to invest up to £1bn in build-to-rent

    State-backed scheme joins forces with insurer L&G and Dutch fund manager PGGM to build and manage rental properties

    Construction workers on a housing development in England
  • Sunday, 22 September, 2024
    Fund management
    Fidelity and Abrdn join new trade body for investment platforms

    Platforms Association aims to represent online financial sites as regulatory scrutiny increases

    Abrdn offices in Edinburgh
  • Friday, 20 September, 2024
    Moira O'Neill
    Should you always ‘fill to the max’ on tax-free allowances?

    Investors are rushing to use their allotments for Isa and pensions accounts in anticipation of Labour’s first Budget

    Illustration of two figures with pound coins for heads, one with a tick on their shirt and the other a cross. Where the coins/heads intersect is the word Isa
  • Monday, 16 September, 2024
    Inside BusinessJohn Plender
    The pension fund transfer business needs urgent scrutiny

    Insurers are receiving a very handsome reward for such a low-risk business

  • Friday, 13 September, 2024
    Chinese society
    China to raise retirement age for first time since 1978

    Beijing battles demographic crisis and pressure on pension system by keeping population in workforce for longer

    Two elderly men play Chinese chess at a park in Beijing
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